:root {
  --navy: #00208a;
  --navy-deep: #001456;
  --blue: #0754af;
  --teal: #008aaa;
  --ink: #1c2430;
  --paper: #ffffff;
  --muted: #5a6573;
  --line: #e3e7ee;
  --sand: #f5f7fa;
  --banner: #f4f0e6;
  --banner-ink: #5c4a1f;
  --max: 1120px;
  --font: "Open Sans", "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); }
a:hover { color: var(--teal); }
p { margin: 0 0 1rem; }

.recovery {
  background: var(--banner);
  color: var(--banner-ink);
  font-size: 14px;
  line-height: 1.45;
  padding: 10px 20px;
  text-align: center;
}
.recovery strong { font-weight: 700; }

.topbar {
  background: var(--navy);
  color: #fff;
  font-size: 13px;
}
.topbar-inner, .header-inner, .wrap, .footer-inner {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
}
.topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: center;
  min-height: 42px;
  padding: 6px 0;
}
.topbar a, .topbar span { color: #fff; text-decoration: none; }
.topbar a:hover { text-decoration: underline; }
.top-links { display: flex; gap: 18px; align-items: center; }
.top-links .quiet { opacity: 0.85; cursor: help; }

.header {
  background: #fff;
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 20;
}
.header-inner {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  min-height: 88px;
  gap: 12px;
}
.brand {
  display: flex;
  justify-content: center;
}
.brand img { height: 68px; width: auto; }
.nav {
  display: flex;
  gap: 4px;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav.right { justify-content: flex-end; }
.nav > li { position: relative; }
.nav > li > a, .nav-toggle {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: var(--ink);
  text-decoration: none;
  font-size: 15px;
  font-weight: 600;
  padding: 10px 10px;
  background: none;
  border: 0;
  font-family: inherit;
  cursor: pointer;
}
.nav > li > a[aria-current="page"], .nav a:hover, .nav-toggle:hover { color: var(--blue); }
.caret { font-size: 10px; opacity: 0.7; }
.menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: 0 10px 28px rgba(16, 32, 64, 0.12);
  padding: 8px 0;
  z-index: 30;
}
.nav.right .menu { left: auto; right: 0; }
.nav li:hover > .menu, .nav li:focus-within > .menu { display: block; }
.menu a {
  display: block;
  padding: 8px 16px;
  color: var(--ink);
  text-decoration: none;
  font-size: 15px;
}
.menu a:hover, .menu a[aria-current="page"] { background: var(--sand); color: var(--blue); }

.btn {
  display: inline-block;
  background: var(--blue);
  color: #fff !important;
  text-decoration: none;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.04em;
  border-radius: 999px;
  padding: 12px 22px;
  border: 0;
}
.btn:hover { background: var(--navy); }
.btn.teal { background: var(--teal); }
.btn.teal:hover { background: #006e8a; }
.btn.ghost {
  background: transparent;
  color: #fff !important;
  border: 2px solid #fff;
}

.hero { background: #d7e3ea; }
.hero img { width: 100%; max-height: 760px; object-fit: cover; object-position: center top; }
.hero-actions {
  display: flex;
  justify-content: center;
  gap: 12px;
  padding: 18px 16px 8px;
  background: #fff;
}

.page-title {
  background: var(--navy);
  color: #fff;
  padding: 42px 0 36px;
}
.page-title .wrap { padding: 0; }
.page-title h1 { margin: 0; font-size: 40px; font-weight: 700; letter-spacing: -0.02em; }
.page-title p { margin: 8px 0 0; color: rgba(255,255,255,0.82); }

.wrap { padding: 36px 0 64px; }
.prose { max-width: 760px; }
.prose h2 { color: var(--navy); font-size: 28px; margin: 2rem 0 0.6rem; }
.prose h3 { color: var(--navy); font-size: 20px; margin: 1.4rem 0 0.4rem; }
.prose ul, .prose ol { margin: 0 0 1rem; padding-left: 1.2rem; }
.prose li { margin: 0.25rem 0; }

.cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 28px;
}
.card {
  background: var(--sand);
  padding: 22px 18px 20px;
  border-top: 4px solid var(--teal);
}
.card h3 { margin: 0 0 8px; color: var(--navy); font-size: 18px; }
.card p { margin: 0; color: var(--muted); font-size: 15px; }

.band {
  background: var(--navy);
  color: #fff;
  padding: 48px 0;
}
.band h2 { margin: 0 0 8px; font-size: 32px; }
.band p { margin: 0 0 18px; max-width: 640px; color: rgba(255,255,255,0.88); }
.band-row { display: flex; gap: 12px; flex-wrap: wrap; }

.split {
  display: grid;
  grid-template-columns: 1.4fr 0.8fr;
  gap: 36px;
  align-items: start;
}
.panel {
  background: var(--sand);
  padding: 22px;
}
.panel h2 { margin: 0 0 10px; color: var(--navy); font-size: 20px; }
.panel p, .panel li { font-size: 15px; }
.panel ul { margin: 0; padding-left: 1.1rem; }

.staff {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 28px;
  margin: 0;
}
.staff div { padding: 8px 0; border-bottom: 1px solid var(--line); }
.staff dt { font-weight: 700; color: var(--navy); }
.staff dd { margin: 0; color: var(--muted); }

.terms { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.term {
  border: 1px solid var(--line);
  padding: 16px;
}
.term strong { display: block; color: var(--navy); }
.note { font-size: 14px; color: var(--muted); }

form.contact { display: grid; gap: 12px; max-width: 560px; }
label { font-weight: 700; font-size: 14px; color: var(--navy); }
input, textarea, select {
  width: 100%;
  font: inherit;
  padding: 10px 12px;
  border: 1px solid #c9d1dc;
  background: #fff;
}
textarea { min-height: 140px; resize: vertical; }

.footer { background: var(--navy-deep); color: rgba(255,255,255,0.88); padding: 36px 0 28px; font-size: 14px; }
.footer a { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 24px; }
.footer h2 { margin: 0 0 8px; font-size: 16px; color: #fff; }
.footer p { margin: 0 0 6px; }
.legal { margin-top: 22px; padding-top: 14px; border-top: 1px solid rgba(255,255,255,0.15); font-size: 12px; color: rgba(255,255,255,0.65); }

.menu-btn { display: none; }

@media (max-width: 980px) {
  .cards, .terms, .footer-grid, .split, .staff { grid-template-columns: 1fr 1fr; }
  .nav > li > a, .nav-toggle { padding: 10px 6px; font-size: 14px; }
}
@media (max-width: 760px) {
  .topbar-inner, .top-links { flex-wrap: wrap; }
  .cards, .terms, .footer-grid, .split, .staff { grid-template-columns: 1fr; }
  .page-title h1 { font-size: 32px; }
  .nav.left, .nav.right { display: none; }
  .header-inner { grid-template-columns: 1fr auto; min-height: 72px; }
  .brand { justify-content: flex-start; }
  .brand img { height: 52px; }
  .menu-btn {
    display: inline-flex;
    align-items: center;
    border: 1px solid var(--line);
    background: #fff;
    font: inherit;
    font-weight: 700;
    padding: 8px 12px;
  }
  body.nav-open .nav.left, body.nav-open .nav.right {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    grid-column: 1 / -1;
  }
  body.nav-open .header-inner { grid-template-columns: 1fr auto; }
  body.nav-open .menu { position: static; display: block; box-shadow: none; border: 0; padding: 0 0 8px 12px; }
  .nav .btn { text-align: center; margin: 8px 10px; }
}

.nav-check { position: absolute; left: -999px; }
@media (max-width: 760px) {
  .header .brand { grid-column: 1; grid-row: 1; }
  .header .menu-btn { grid-column: 2; grid-row: 1; }
  .nav-check:checked + .header .nav.left,
  .nav-check:checked + .header .nav.right {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    grid-column: 1 / -1;
  }
  .nav-check:checked + .header .nav.left { grid-row: 2; }
  .nav-check:checked + .header .nav.right { grid-row: 3; }
  .nav-check:checked + .header .menu { position: static; display: block; box-shadow: none; border: 0; padding: 0 0 8px 12px; }
}